First-Time Home Buyers

We know buying your first home can be a very daunting
task. From gathering documents to making expensive
decisions, obtaining a mortgage probably feels more
complicated than ever. We get it. That is why we are here!
In fact, the inspiration to establish Blue Tide Mortgage
arose from the anxieties we experienced during our own
loan processes. Serving as your trusted mortgage expert,
we acknowledge that you will not only need professional
advice, but also personalized support. As intimidating as
it all may seem, the benefits of becoming a homeowner
will be well worth your while, and we will be by your side
every step of the way. 

First-time home buyers get to take advantage of some extra perks like low down-payment loans, assistance programs, and tax breaks. We’d be happy to sit down with you and discuss what options will be best for your situation. A consultation is the ideal first step to becoming a homeowner. To put everything into perspective, here is a breakdown of what the loan process will look like. 

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Whether you’ve already picked out a potential property or merely considering the possibility of homeownership, reach out to us. In the meantime, feel free to take advantage of the tools provided throughout this website. Our mortgage calculators can equip you with a better understanding of your financial situation, and our “Resources” tab contains more information on different aspects of the transaction. Here, you’ll find material on mortgage basics, read the “DO’s and DON’Ts” of mortgages, and gain further insights into the loan process. You can also receive a personalized price quote, start our full application by clicking APPLY NOW, or reach out to us directly anytime. 

To help get you started, below is a basic checklist of what information you’ll want to begin gathering. For more information on the application checklist, click here.


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